Some workers seek out jobs that offer higher pay and more comprehensive benefits packages. Supplemental disability benefits are of particular value for those in highly compensated professions. Basic disability benefits available through workers' compensation or Social...
Trying to get a long-term disability (LTD) claim approved can feel like you’re trying to work your way through a maze of rules, paperwork and medical assessments – and there’s no guarantee that you’ll even be treated fairly. One of the most common causes of denials in...
Do not assume that the only things that constitute a disability are the more cliché examples of someone who has mobility issues that mean they have to use a wheelchair or something of this nature. It is not always this obvious to outsiders what the situation looks...
You may not immediately notice how severe a back injury is. Some injuries may cause severe agony only for people to find that they simply pulled a muscle. Others have suffered nerve damage and may believe their wounds aren’t that bad. So how can you tell if your back...
If your claim for disability under an employer-sponsored health plan is denied, it's not the end of the road. You can appeal the decision to deny your benefits and have it reversed. While appealing an unsuccessful disability claim can be a complex and time-consuming...
Many who can no longer work due to a physical or mental impairment may be eligible for disability benefits through the Social Security Administration (SSA) or an ERISA-governed employment benefit plan. As you might imagine, those who review SSD and ERISA disability...
Nurses need to be aware of the various benefits they are entitled to. One such benefit is protection afforded by the Employee Retirement Income Security Act (ERISA). ERISA helps ensure important protections and benefits for employees, including nurses, who are covered...
Even though the Employee Retirement Income Security Act of 1974 (ERISA) primarily regulates private employers’ retirement plans, it also has provisions affecting other employee benefits, including any disability insurance plans. Therefore, employees covered by...
Were you shocked to receive notice that your disability claim under the Employee Retirement Income Security Act (ERISA) was denied? Unfortunately, a great many others share your fate and have had their claims initially rejected by insurance providers. You can still...
The Employee Retirement Income Security Act is a vital piece of federal legislation. It provides protection for individuals participating in the majority of private-sector employee benefit plans, including disability insurance plans. If you're a resident of...