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Appeals For Benefits In Accordance With ERISA

The federal Employee Benefits Security Administration (EBSA) has detailed, specific rules for disability and life insurance benefits plan administrators. These rules instruct plan administrators on how to handle ERISA-governed benefits claims and appeals. If you have applied for long-term or short-term disability or life insurance benefits and have been denied, consider the information included with the denial and prepare to file an appeal, if appropriate.

Many claimants who hope to appeal after a denial soon realize that they need advice. An attorney with years of experience is a reliable source of information and guidance on how to appeal successfully. At Toledano Disability Law, you can find personalized advice on how to increase your chances of making a successful appeal.

Let Attorney Reagan Toledano Assist You In Appealing

After you have applied for short-term or long-term disability benefits and have been denied, the next steps can be briefly described as follows.

  1. If you decide to appeal, do so within 180 days.
  2. Your appeal may include additional information or clarify aspects of your application that may not have confirmed your eligibility persuasively or explicitly enough.
  3. Expect a response within 45 days.
  4. Normally, you should exhaust internal appeals opportunities through your benefit plan before taking an appeal to trial.
  5. If your appeal results in another denial and you believe this decision is unjustified, you need legal advice suitable to meet this challenge. Your case may be on track to go to trial, an appellate court or even the Supreme Court of the United States.
  6. You may want to consult with EBSA to determine whether the disability plan administrators may not have complied with all legal requirements for ERISA-governed plans. Your attorney can help you pursue this angle and, perhaps, wrongful denial litigation if appropriate.

An ERISA attorney can help you cut through complex documentation requirements and rules to get your initial claim filed correctly and in a timely way. If you then need to file an appeal, your lawyer will be ready to represent you efficiently.

Attorney Reagan Toledano Can Help You Appeal A Denied Benefits Claim

Since 2005, attorney Toledano has been helping people overcome ERISA-governed benefits denials. He is available to help you plan and carry out an appeal after your initial claim has been denied.

Do not hesitate if you are wondering how to appeal a denial after applying for short-term or long-term disability benefits. Get answers to your questions and guidance on how to get ready to appeal. Call 877-281-4789 or inquire online.