Employee Retirement Income Security Act (ERISA) is a set of federal laws that are designed to protect employee benefits such as healthcare, retirement, stock and disability benefits. Basically, ERISA was founded to protect employees’ retirement plans and welfare...
ERISA Process And Procedures
Understanding “ERISA preemption”
The Employee Retirement Security Act of 1974 (ERISA) is a federal law enacted to protect health and disability insurance plans as well as retirement and pension plans and other benefits provided by employers from mismanagement or fraud. That means that in most cases,...
Think you may need to file for disability? Ask yourself these 3 questions
You were smart: You invested in your employer’s long-term disability insurance option when you first started working, even though you were young and healthy at the time. You’re still young -- but not quite so healthy. You think it may be time to file for disability...
What is ERISA and how does it apply to me?
ERISA. It’s a term you have probably seen before, likely when reading about certain employer-provided benefits such as long-term disability insurance. For most people, ERISA doesn’t seem like something they need to think about. In reality, ERISA impacts the life of...