After months of medical treatment and mounting expenses, a disability claim denial feels like one more obstacle. For those whose disability plan is governed by the Employee Retirement Income Security Act (ERISA), claimants have the right to appeal. However, certain...
ERISA Process And Procedures
How ERISA addresses conflicts of interest in disability claims
If you receive disability benefits through your Louisiana employer, the same insurance company may both evaluate and pay your claim. That dual role creates a built-in conflict of interest. Understanding how the Employee Retirement Income Security Act (ERISA) deals...
Avoid these paperwork mistakes that may ruin your ERISA claims
In New Orleans, Louisiana, many workers depend on employer disability and retirement plans covered by the Employee Retirement Income Security Act (ERISA), so a denied claim can threaten your livelihood. Many of these claims fail because of paperwork mistakes made...
How to file an ERISA claim in New Orleans
The Employee Retirement Income Security Act (ERISA) is a federal law that establishes rules for most retirement and health benefit plans offered by private employers. It gives plan participants the right to review plan information, appeal denied claims and bring a...
What happens when an ERISA appeal fails?
Workers with comprehensive employment benefits packages may have several types of insurance provided by their employers. In addition to basic health insurance, they may also have long-term and short-term disability insurance provided by their employers. Such policies...
How do workers prepare for an ERISA appeal?
Many workers in well-compensated positions have complex benefits packages. Employers might offer disability benefits in addition to health insurance and paid leave. Workers often do not evaluate those benefits very closely until they suddenly need them. A surprise...
ERISA disability benefits: Time frames you cannot afford to miss
When it comes to filing a disability benefits claim, timing is everything. Under the Employee Retirement Income Security Act of 1974 (ERISA), specific time frames are set to ensure that claims are handled effectively and fairly. As a claimant, it is essential to...
The connection between an ERISA appeal and litigation
Many successful professionals have insurance coverage that they may never use. Those in well-compensated professions often have employer-sponsored benefits that may include short-term and long-term disability insurance. Those benefits help supplement available Social...
3 important ERISA disability benefits claim considerations
Certain benefits provided by employers are subject to federal regulations. The Employee Retirement Income Security Act of 1974 (ERISA) helps protect workers from the loss of retirement benefits and pensions their employers promised them. The law also applies to the...
Understanding an ERISA appeal process
Employee Retirement Income Security Act (ERISA) is a set of federal laws that are designed to protect employee benefits such as healthcare, retirement, stock and disability benefits. Basically, ERISA was founded to protect employees’ retirement plans and welfare...
