ERISA Disabilities

If you are receiving disability benefits under an ERISA plan, you may view your disability insurance as a straightforward safety net. If you worked at an onsite job, claims may have been less complex. Your “Own Occupation” coverage would have kicked in to protect...

Disability insurance coverage is an often-overlooked benefit provided by some employers. Blue-collar professionals in physically-demanding careers and those earning competitive compensation in white-collar careers are among those who might receive disability coverage...

If you work in a noisy environment, it's essential to be aware of the risks associated with long-term exposure to high decibel levels. Prolonged exposure can lead to work-related hearing loss. It's not just construction workers or factory employees who are at risk....

Some disabilities are physical in nature, and they have very little cognitive impact. An example of this could be if someone has experienced a spinal cord injury (SCI), and they are now paralyzed from the waist down. They may still have the same personality and...

Knee injuries are more than just painful interruptions. They can significantly alter the course of one's life. For some individuals, what begins as a seemingly minor injury can evolve into a long-term disability, making daily tasks and work nearly impossible. The...

If you suffer a serious back injury, it can potentially qualify as a disability. It may keep you from being able to work at all. For instance, a construction worker whose back was consistently in spasm wouldn’t be able to lift heavy tools and materials safely. Even an...

If you are attempting to get Social Security Disability benefits and have and neuropsychological condition, then you may need to go through neuropsychological testing for the purpose of your claim. Neuropsychology testing can be an excellent way to bolster your...

If you live with fibromyalgia, you know how disabling it can be. You may no longer be able to work, or you may struggle to get through the basic activities you have each day. The Social Security Administration doesn’t directly recognize fibromyalgia as a disability....

If you receive Social Security Disability payments, you may wonder what happens to those benefits if you have to serve time in jail or prison. The main takeaway is that anyone serving over a month in a penal institution must forfeit their benefits during their...

Mental disorders can change your life forever, and they may not be tied to any specific event. Something like post-traumatic stress disorder (PTSD) may have a root cause, but something like schizophrenia or obsessive-compulsive disorder (OCD) may seem to manifest at...