ERISA Disability

Employees are covered by short and long-term disability benefits programs. And most employers use the Employee Retirement Income Security Act of 1974 (ERISA). This law includes plans that cover temporary or permanent disabilities caused by cancer, an injury or a...

If you’re dealing with a long-term medical condition that’s going to prevent you from working for many months, if not longer, you’ve likely learned something about the various types of disability benefits you can receive to help offset that loss of income. For...

The Employee Retirement Income Security Act, or ERISA, contains complex legislature that average laypeople find hard to understand. You could read about ERISA and disability claims every day and still have trouble grasping their finer points. You will probably never...

You’ve enjoyed working over the years and have done so full time. You’d like to continue to work, but unfortunately, your body will not allow it. How are you going to pay your bills and get by each day without earning a regular income? One option you may have is to...

It’s being called a “pink-collar” burnout crisis because it’s largely affecting caregiver occupations. Over the last few years, burnout has had a dramatic effect on teachers, nurses and child-care providers. However, burnout is also having an effect on other parts of...

You were able to get long-term disability (LTD) insurance at a very minimal cost through your employer. It’s one of those things you hope you’ll never need, but it would be good to have in case of a serious injury or illness since it reimburses you for a majority of...

There’s no question about it: Biases exist in health care, just like they do everywhere else. Unfortunately, biases in health care are often slanted along gender lines – and women patients are frequently the victims of medical “gaslighting.” What is medical...

It’s not always evident exactly how serious a back injury is. Some people can be in significant pain and then find out that they only have a pulled muscle. Others may think that the injury isn’t that serious, but actually have nerve damage or other complications. So...

You’ve always been the cautious type, so when you were injured, you knew that you had your long-term disability plan to fall back on. Unfortunately, your injuries turned out to be more serious than you expected – and the insurance company is offering you the...

The average working professional doesn't bother learning much about disability insurance and the laws that govern such benefits. Most professionals don't even realize how little they know about their job benefits until they find themselves in need of support because a...