Employees who benefit from employer-sponsored retirement and health plans, such as disability benefits, 401(k) plans, employee stock ownership plans (ESOPs) and profit-sharing plans are protected with the use of the Employee Retirement Income Security Act (ERISA). An...
A History Of Success In ERISA Claims Matters
Attorney Reagan Toledano
ERISA Disability Benefits
Understanding fiduciary duty during an ERISA disability claim
Some professionals have better work benefits than others. Companies trying to hire the best and brightest often offer more robust benefits packages. In addition to paid leave and health insurance coverage, some employers may offer short-term and long-term disability...
ERISA disability benefits: Time frames you cannot afford to miss
When it comes to filing a disability benefits claim, timing is everything. Under the Employee Retirement Income Security Act of 1974 (ERISA), specific time frames are set to ensure that claims are handled effectively and fairly. As a claimant, it is essential to...
Does cancer require long-term or short-term disability coverage?
Many different types of medical issues can leave people unable to work. Employees in well-established careers may have workplace benefits that can help them after they develop a disabling medical condition. Employers may provide long-term disability insurance coverage...
How medical testing can help those who need disability benefits
Workers who have disability benefits provided by employers often take for granted that they have protection. If they get diagnosed with cancer or incur a major injury in a car crash, they assume that their long-term disability or short-term disability insurance...
The right to an appeal is a key ERISA protection
Most people (understandably) aren’t familiar with the terms of their long-term or short-term disability coverage in detail. Employers that offer disability benefits as part of a compensation package typically provide policy documents to employees. However, the typical...
How in-depth testing can help during an ERISA disability claim
Most people don’t think about their disability benefits until they need some kind of financial support. It is often only after a diagnosis of a major malady or an unexpected injury that people need to explore the details of their long-term disability insurance...
What happens after an unsuccessful ERISA disability appeal?
The Employee Retirement Income Security Act of 1974 (ERISA) is a crucial legal protection for modern employees. Companies often attract the best workers by offering competitive pay and a comprehensive benefits package. The most common and useful employee benefits...
How to determine if you need private disability insurance
Determining whether you need private disability insurance involves assessing your current financial situation, your employment circumstances and the adequacy of any existing coverage you may have. Disability insurance is designed to replace a portion of your income...
How fiduciary duty can affect ERISA benefit claims
The Employee Retirement Income Security Act of 1974 (ERISA) was a groundbreaking piece of legislation when federal lawmakers first enacted it. It helped protect workers who depended on resources provided by their employers for times of financial vulnerability, such as...