Employee Retirement Income Security Act (ERISA) is a set of federal laws that are designed to protect employee benefits such as healthcare, retirement, stock and disability benefits. Basically, ERISA was founded to protect employees’ retirement plans and welfare...
If you have ever waited for a critical decision from an insurance company or other entity, you know that some determinations can take a long time. Recently disabled persons enrolled in ERISA benefit plans often worry about the length of time it will take to receive a...
ERISA and ADA are two of the most important pieces of legislation affecting employees in the United States. ERISA protects employees' rights to benefits, while ADA prohibits employers from discriminating against people with disabilities. However, many people don't...
Sometimes, a diagnosis is enough to convince people of a disability. If your doctor recently diagnosed you with Lou Gehrig's Disease (also known as ALS), for example, the progressive nature of the illness will likely make it easier for you to claim ERISA-governed...
Many times, what people think of as a disability-eligible injury or illness is something that is terminal or completely incapacitating. However, there are injuries and illnesses that may not be permanent but that will still qualify for disability coverage. Broken...
People often refer to arthritis in general terms. They may associate it with joint stiffness that develops as people get older. It can particularly affect areas where they’ve suffered an injury in the past – such as in a knee or wrist. Arthritis can refer to any...
Sometimes when someone asks you a question about your disability or illness, you could answer honestly in more than one way. For instance, if the doctor asks you where it hurts. Do you tell them where it hurts now, or do you tell them where it hurt yesterday when the...
Physical illnesses are often easier to diagnose and more straightforward to establish during a claim for disability benefits. With a physical injury or disability, there may be external signs that clearly indicate why it may be difficult for you to work. While mental...
Some people need to apply for disability benefits after an accident or a medical event like a heart attack. Others will apply for benefits after a diagnosis finally confirms what they have known for years. People diagnosed with fibromyalgia often endure a long process...
Billions of people across the globe use social media every day. For many, it offers a way to keep in touch with distant relatives. For others, it provides a means of venting their frustrations in life. Often, people engage in and create social media posts without...