Can you get disability for broken bones?

On Behalf of | Mar 16, 2022 | ERISA Disability Benefits

Many times, what people think of as a disability-eligible injury or illness is something that is terminal or completely incapacitating. However, there are injuries and illnesses that may not be permanent but that will still qualify for disability coverage.

Broken bones are some of those injuries. Depending on where the bone has broken and the severity of the break, it may be possible to get coverage for that injury and the pain and dysfunction it causes.

Getting Social Security Disability Insurance for broken bones

Broken bones can be caused by many issues, but if yours are a result of or worsened by osteoporosis, then you may be able to get SSDI. In the Social Security Blue Book, broken bones are included in Section 1.06 and 1.07. Several conditions are listed there, and osteoporosis, which may be combined with other autoimmune disorders or parathyroid disorders, may also be listed in a way that makes it possible for you to make a claim.

What if you don’t qualify based on the Blue Book?

If you don’t think you qualify based on the requirements in these sections, another option is to look into the medical vocational allowance. The medical vocational allowance looks at your symptoms, the side effects, your medical history, your age and many other factors to determine if this condition is debilitating enough to allow you to qualify for SSDI. If so, your claim can be approved, and you can begin to receive benefits.

As you may know, it can be difficult to get Social Security Disability benefits, so it’s important for you to understand what kind of evidence is needed and the documentation you should collect to be able to apply and have the best chance of qualifying. If you need support, it is a good idea to talk to your attorney and doctors to get the documentation you need in order and to make sure that your application is filled out correctly. With the right supporting evidence and help with your claim, you may be able to convince the Social Security Administration of your condition and get the compensation you need.