ERISA Disability Benefits

Sometimes when someone asks you a question about your disability or illness, you could answer honestly in more than one way. For instance, if the doctor asks you where it hurts. Do you tell them where it hurts now, or do you tell them where it hurt yesterday when the...

Physical illnesses are often easier to diagnose and more straightforward to establish during a claim for disability benefits. With a physical injury or disability, there may be external signs that clearly indicate why it may be difficult for you to work.  While mental...

Some people need to apply for disability benefits after an accident or a medical event like a heart attack. Others will apply for benefits after a diagnosis finally confirms what they have known for years. People diagnosed with fibromyalgia often endure a long process...

Billions of people across the globe use social media every day. For many, it offers a way to keep in touch with distant relatives. For others, it provides a means of venting their frustrations in life.  Often, people engage in and create social media posts without...

As mentioned in a prior post, if you think that the insurance company that’s handling your ERISA disability claim is spying on you, they probably are. Insurance companies have a vested interest in limiting as many claims as possible – fairly or not. Now, the question...

It can be heartbreaking if you have your valid disability claim denied. Your life might be turned around, especially if that was your contingency plan. Since you are no longer in a condition to work, your financial security and overall well-being are at risk....

Trying to claim long-term disability benefits subject to Employee Retirement Income Security Act (ERISA) oversight isn't always easy. Your employer or their insurance company may try to push back against your benefit claim despite your legal rights. The more...

Separating fact from fiction seems harder than ever these days. It takes seconds to publish false information and spread it across the globe. Therefore, it is not surprising that when you need to file an ERISA disability claim, plenty of people will come up to you...

When you file an ERISA disability claim, insurers will demand a lot of evidence. Proving how a physical injury restricts you can be challenging enough. Establishing the effects of cognitive and psychological injuries can be even more difficult. However much evidence...

Most people don’t think about whether the benefits offered by their employer are governed by the Employee Retirement Income Security Act (ERISA) until they need them. This is particularly true for disability insurance.  Short-term disability (STD) insurance falls...