If you need to claim disability benefits via the Employee Retirement Income Security Act (ERISA), you need to take care with social media. ERISA insurers use investigators to search for ways to deny claims. They could follow you around in person. Yet, that is...
A History Of Success In ERISA Claims Matters
Attorney Reagan Toledano
ERISA Disability Benefits
Do you have a short-term or long-term disability?
When seeking proper compensation following a disability, one of the biggest questions to ask is how long this is going to last. It’s probably one of the main things on your mind, anyway, because you want to know if life is going to go back to normal. But it’s also...
Proving an autoimmune disease when making a disability claim
Your immune system is in place to protect you. In most people, the immune system does its job as it should, and as a result, people continue to be healthy and fight off viruses and infections. However, for those with autoimmune diseases, their body is in overdrive....
Understanding your ERISA claim eligibility
If you’re considering an ERISA claim, you need to know exactly how the process works, and that starts with an understanding of the specific eligibility requirements. These are sometimes connected to details about your employment that are fairly easy to back up with...
Does your disability insurance include a “waiver of premium for disability?”
When you sign up for short-term or long-term disability insurance through your employer, you’re taking an important step to protect yourself and your family’s financial well-being if you suffer an injury or illness that requires time away from work. Many people don’t...
Injured employees often suffer post-traumatic stress
Physical injuries are often accompanied by emotional injuries in the form of mental health issues. The reason for this is obvious -- the experience of becoming injured is often a traumatic event that could have been considered a near-death experience. In addition to...
What are the limitations of ERISA bad faith claims?
Insurance companies lose money when policyholders file claims. The bigger the claim, the more incentive the company has to deny it. Bad faith insurance laws protect those who paid for coverage by giving them away to push back against an insurance company. If they deny...
Can depression be a disability?
Physical disabilities are often easier for an outsider to see and understand than mental or emotional disabilities. These “invisible” conditions are often hard to grasp for those who do not have the same experiences. Depression is a prime example. Clinical depression...
Do you need to work with an ERISA attorney?
If you are dealing with a denied ERISA claim or need to make one, it’s a good idea to work with an Employee Retirement Income Security Act (ERISA) attorney. An attorney who specializes in working with ERISA claims will understand current laws and regulations that may...
How do you prove that you’re in pain?
Quite often, pain is an integral part of why any given medical condition can become disabling. But pain is subjective. Everybody experiences it differently. Worse, there’s no scientific way to test your pain, no scale on which it can be weighed -- and no way to...