The first time you have a seizure can be a very disorienting experience. People lose consciousness, often in the middle of an action or conversation. They may have gaps in memory, physical injuries and muscle pain. Sometimes the seizure is a one-time medical event...
If you are covered by any of the employer benefits plans (pension, life insurance as well as health and retirement benefits), then chances are your plan is governed by the Employee Retirement Income Security Act (ERISA) regulation. Established by Congress in 1974,...
Getting ill or injured can be costly. If you took out health insurance through your employer, you might need to file an Employee Retirement Income Security Act (ERISA) disability claim. Yet it is not your employer that you will be dealing with now that you need to...
Noise is probably not at the top of most people’s thoughts when thinking about dangers that might leave them needing to make an ERISA disability claim. Yet, noise can have massive long-term health effects. According to the Centers for Disease Control and Prevention...
ERISA disability insurance is an employee benefits package often provided by employers. ERISA stands for “Employee Retirement Income Security Act” established in 1974 and protects individuals. If an employee files for an ERISA disability claim, they may be given...
When you have an injury or an illness that affects your mental functioning, it can be impossible to remain gainfully employed – and your disability benefits are supposed to be there as a safety net. Unfortunately, cognitive and psychological disabilities often provoke...
If all that it took to get disability benefits was an application, there are undoubtedly people who would abuse the system. Insurance providers are therefore very rigorous in their evaluation of claims, especially when it comes to long-term disability benefits. The...
Social media provides you with a platform to share your thoughts, keep in touch with family and friends and engage in conversations. While it may not seem like a big deal to post about work-related topics or your activities, if you are seeking disability benefits,...
If you are unable to work due to a disability, you may be wondering whether you should pursue a Long Term Disability (LTD) claim or a Social Security Disability (SSD) claim. To help make an informed decision, you need to start off by understanding how the two programs...
You believe that you have a disability. Part of this is because you can see how it impacts your life on a daily basis. But part of it is simply because you went to your doctor for treatment, and you have an official diagnosis that shows you are in fact dealing with a...