People diagnosed with fibromyalgia or who know someone with this debilitating medical condition understand how serious its symptoms might be. Fibromyalgia can affect everything from someone's ability to focus to the quality of their sleep at night. Chronic pain,...
The Employment Retirement Income Security Act, or ERISA, is a law that dictates the way that claims for retirement, disability, dental and health benefits have to be handled. If you’re hurt at work, ERISA may dictate the way that your insurance claim should be handled...
Cancer is one of the most common diseases in the United States. Every year, it is one of the leading causes of death. Currently, it ranks just below heart disease. But when people think about things that are disabilities, other issues often come to mind. They think of...
When your ERISA claim is denied, and you have exhausted the internal administrative processes under your plan, you can turn to the court for relief. Usually, before a court can review the decision you seek to reverse, it must first establish the standard of review...
When filing a claim under the Employee Retirement Income Security Act (ERISA), it is crucial to get everything right. Otherwise, you may hit a snag and miss out on disability benefits. Having the necessary information beforehand will help you navigate the process...
The Employee Retirement Income Security Act (ERISA) was designed to provide relief for American workers by protecting them from mischievous employers who promise handsome pensions only to disappear when retirement comes around. Besides protecting employee pensions,...
Most people think they know what defines a sedentary occupation. It's a job where the worker sits for most of the time that they are on the clock, with brief interludes of standing or walking. This can prompt insurance companies or courts to deny long-term disability...
Employee Retirement Income Security Act (ERISA) is a set of federal laws that are designed to protect employee benefits such as healthcare, retirement, stock and disability benefits. Basically, ERISA was founded to protect employees’ retirement plans and welfare...
If you have ever waited for a critical decision from an insurance company or other entity, you know that some determinations can take a long time. Recently disabled persons enrolled in ERISA benefit plans often worry about the length of time it will take to receive a...
ERISA and ADA are two of the most important pieces of legislation affecting employees in the United States. ERISA protects employees' rights to benefits, while ADA prohibits employers from discriminating against people with disabilities. However, many people don't...