The Employee Retirement Income Security Act of 1974 (ERISA) is one of the most important federal laws for the protection of workers' benefits. ERISA creates a fiduciary duty for those administering certain employer-sponsored benefit programs. It protects the rights of...
People often assume that if they’re using their short-term disability (STD) or long-term disability (LTD) insurance to be treated for and recover from an injury or illness, they aren’t allowed to go on vacation. That’s not necessarily true. There are some things you...
Prosthetic limb technology has improved significantly over the years. There are now limbs that can be controlled with impulses from your brain. They’re very similar to biological limbs, providing an incredible amount of dexterity and strength. However, the event that...
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that establishes minimum standards for the majority of voluntarily established retirement and health plans. It also protects individuals who have been denied benefits under their employer's...
The Employer Retirement Income Security Act of 1974 (ERISA) is an important statute for those with certain job benefits. Obviously, ERISA applies to pension and retirement benefits as the name implies. However, ERISA also governs certain other worker benefits provided...
The Employee Retirement Income Security Act (ERISA) is a federal law that governs private sector employee benefits, including disability benefits. If you have been denied disability benefits under an ERISA-covered plan, you may feel frustrated and overwhelmed....
Employees are covered by short and long-term disability benefits programs. And most employers use the Employee Retirement Income Security Act of 1974 (ERISA). This law includes plans that cover temporary or permanent disabilities caused by cancer, an injury or a...
If you’re dealing with a long-term medical condition that’s going to prevent you from working for many months, if not longer, you’ve likely learned something about the various types of disability benefits you can receive to help offset that loss of income. For...
There are many different medical conditions that can be so debilitating that people can no longer work. Some of these conditions are acute injuries or the consequences of an emergency medical, but others are chronic medical conditions with no major precipitating...
The Employee Retirement Income Security Act, or ERISA, contains complex legislature that average laypeople find hard to understand. You could read about ERISA and disability claims every day and still have trouble grasping their finer points. You will probably never...