Workers with comprehensive employment benefits packages may have several types of insurance provided by their employers. In addition to basic health insurance, they may also have long-term and short-term disability insurance provided by their employers. Such policies...
Employees who benefit from employer-sponsored retirement and health plans, such as disability benefits, 401(k) plans, employee stock ownership plans (ESOPs) and profit-sharing plans are protected with the use of the Employee Retirement Income Security Act (ERISA). An...
Some professionals have better work benefits than others. Companies trying to hire the best and brightest often offer more robust benefits packages. In addition to paid leave and health insurance coverage, some employers may offer short-term and long-term disability...
Many workers in well-compensated positions have complex benefits packages. Employers might offer disability benefits in addition to health insurance and paid leave. Workers often do not evaluate those benefits very closely until they suddenly need them. A surprise...
When it comes to filing a disability benefits claim, timing is everything. Under the Employee Retirement Income Security Act of 1974 (ERISA), specific time frames are set to ensure that claims are handled effectively and fairly. As a claimant, it is essential to...
Many successful professionals have insurance coverage that they may never use. Those in well-compensated professions often have employer-sponsored benefits that may include short-term and long-term disability insurance. Those benefits help supplement available Social...
Many different types of medical issues can leave people unable to work. Employees in well-established careers may have workplace benefits that can help them after they develop a disabling medical condition. Employers may provide long-term disability insurance coverage...
Certain benefits provided by employers are subject to federal regulations. The Employee Retirement Income Security Act of 1974 (ERISA) helps protect workers from the loss of retirement benefits and pensions their employers promised them. The law also applies to the...
Workers who have disability benefits provided by employers often take for granted that they have protection. If they get diagnosed with cancer or incur a major injury in a car crash, they assume that their long-term disability or short-term disability insurance...
Workers dealing with significant medical issues often worry about their long-term financial challenges. It is only natural for someone facing a significant, potentially permanent reduction in their earning potential to prioritize long-term benefits. Many employers...