Whether you are applying for benefits for the first time or appealing a denial, navigating the Employee Retirement Income Security Act (ERISA) process can be quite complicated. It is important to have the right type of legal team on your side. To that end, what should...
One of the most common mistakes people make when attempting to file an initial benefits claim on a long-term disability policy is to try to handle all of the details on their own. Working with a professional, like an attorney who has experience with such insurance...
Long-term disability benefits claims are among the most expensive for insurance companies to pay. An individual with a permanent disability may require hundreds of thousands of dollars of support over the course of their life between lost wages and medical expenses....
Decades ago, The Employee Retirement Income Security Act of 1974 passed. Also known as ERISA, it set up some very important benefit options for people who had retirement and health plans. Companies can do more than ERISA demands, if they so choose, but the minimum...
Some individuals count on long-term disability policies to provide them with benefits if they are unable to work. Unfortunately, these are sometimes very difficult to obtain because they might be covered by the Employee Retirement Income Security Act of 1974. Not all...
The policies determining your long-term disability (LTD) benefits from your employer are regulated by federal ERISA (Employee Retirement Income Security Act) laws. Under this system, your applications for disability are assessed by your company’s insurance company....
The Employee Retirement Income Security Act of 1974 (ERISA) also includes provisions for securing your disability benefits and sets guidelines as to how plan administrators must process your disability claims. While it undoubtedly is important for you to get your...
Some medical conditions are easy to spot. If you slipped a disc in your back or injured your hands, for example, there are tests that can show the damage to your body -- even when it’s largely internal. But what about invisible disabilities? No matter what your...
Mental illnesses plague many New Orleans residents. These conditions can result in loss of the ability to maintain employment and other lasting consequences. When your employer provides you with ERISA coverage, it is reasonable to assume that filing an ERISA...
Our society has a strange obsession with the idea of people receiving unearned benefits, such as long-term disability payouts. Disability insurance protects those who developed medical conditions or suffer injuries that leave them with long-term consequences that...