Mental illness and ERISA disability claims

On Behalf of | Mar 31, 2020 | ERISA Disability Benefits

Mental illnesses plague many New Orleans residents. These conditions can result in loss of the ability to maintain employment and other lasting consequences. When your employer provides you with ERISA coverage, it is reasonable to assume that filing an ERISA disability claim will give you the means to seek treatment. Unfortunately, that is not always the case as many across the nation have learned.

The attorneys in our firm want to make sure you understand the law when it comes to a mental health disability. Many insurance carriers routinely deny ERISA disability claims involving mental illness. In most cases, this goes against the law, meaning that it may be possible to appeal the decision and get the benefits you deserve.

In 2008, the Mental Health Parity and Addiction Equity Act (MHPAEA) became federal law. This Act prohibits insurers from “imposing more restrictive benefit limitations” on those with mental illnesses, which can be as disabling as physical conditions. If you or a loved one has pursued an ERISA disability claim to cover these illnesses and received a denial notice, it is wise to seek legal assistance.

We want you to know that with the right advocacy, it is possible to overcome a denial. In turn, you can go on to acquire the benefits you need to continue treatment for mental illness. Creating a partnership with a qualified lawyer can make the process of appealing a decision easier for you and your family.

Our website contains a lot of information about ERISA disability claims for mental and physical conditions. We invite you to continue browsing our blog and our web pages for additional information. You may also reach out to our lawyers regardless of which state you live in.