Mental disorders can change your life forever, and they may not be tied to any specific event. Something like post-traumatic stress disorder (PTSD) may have a root cause, but something like schizophrenia or obsessive-compulsive disorder (OCD) may seem to manifest at...
When most people think about job-related disabilities, they think about things that produce physical abnormalities, such as amputations, or things like brain injuries. Many individuals won’t think about something like hearing loss. The loss of hearing is something...
It's smart to have an insurance policy that covers your income if you should suddenly become disabled. There are two primary types of disability insurance, known as short-term and long-term policies. While there are some similarities between the two, there are a few...
You spent years working for your employer, always striving to meet your goals and do an excellent job. Over the last year, though, the physical labor started getting more difficult. You were always out of breath. Eventually, it got so bad that you couldn’t even work...
If you are making an ERISA claim or appealing a claim that has been denied, you may be thinking about hiring an attorney to help you through the process. What qualities should you look for in that attorney? What skills do they need to bring to the table? Perhaps the...
When you suffer from a disability, it’s important that you have the right financial support. Sometimes, it’s difficult to show the injury you have, and that could result in a denial. The good news is that you can get a second medical opinion to back up any evidence...
The loss of muscle function can be sudden or gradual, but it has the capacity to affect your life completely. For some, this just happens for a short time and they recover. For others, the loss of function is for life and may even get worse over time. To fully...
The Employee Retirement Income Security Act (ERISA) was passed by Congress to help protect workers. Many people don’t understand what this act means for them or even when it applies, however. There are a few specific points that you should know that might help you to...
The Employee Retirement Income Security Act (ERISA) is designed to protect your retirement assets. Without this, there could be a potential for fiduciaries to take advantage of plans, misusing or spending down funds. Every employee who has an ERISA-covered plan should...
Completing your ERISA application is one of the most crucial form filling exercises you will do in your life. In your eagerness to file your claim, it can be easy to make mistakes that see your claim delayed or denied. Here are a few common mistakes people make when...