Health savings account (HSAs) have several considerable advantages over employer welfare benefit plans. The government does not consider HSAs under the control of the Employee Retirement Income Security Act of 1974 (ERISA), yet it will be happy to do so if your...
The Employee Retirement Income Security Act (ERISA) is one of the most important protections for workers dependent on employer benefits. Many employers provide retirement and pension benefits governed by ERISA. Others offer disability insurance benefits. Quite a few...
When filing an ERISA claim, it is crucial to understand the time limits within which you need to act. Filing a successful claim is hard enough without ruining your chances on a timing technicality. Your insurance company has 30 days to respond to your initial claim....
As someone who is dealing with a disability, one of the options you may have is to claim short-term disability benefits. Unfortunately, many people who want to claim short-term disability benefits are denied unfairly. Short-term disability plans are normally provided...
Injuries resulting in at least a temporary disability are fairly common. It does not take that much trauma to make it so that you need assistance and/or cannot work for a short time, even when you are recovering. On the other hand, many conditions are chronic and...
Many people think that just because they don’t have a physically demanding job that they aren’t at risk of an injury. Unfortunately, that’s not correct. Even people who have seemingly safe jobs can still suffer an injury while they work. The knees, in particular, are...
If you need to claim disability benefits via the Employee Retirement Income Security Act (ERISA), you need to take care with social media. ERISA insurers use investigators to search for ways to deny claims. They could follow you around in person. Yet, that is...
When seeking proper compensation following a disability, one of the biggest questions to ask is how long this is going to last. It’s probably one of the main things on your mind, anyway, because you want to know if life is going to go back to normal. But it’s also...
Your immune system is in place to protect you. In most people, the immune system does its job as it should, and as a result, people continue to be healthy and fight off viruses and infections. However, for those with autoimmune diseases, their body is in overdrive....
If you’re considering an ERISA claim, you need to know exactly how the process works, and that starts with an understanding of the specific eligibility requirements. These are sometimes connected to details about your employment that are fairly easy to back up with...