Most workers don't look very closely at the details of their employer-sponsored disability benefits when they start a new job. It is only after you have some kind of medical emergency that you really look into that ERISA disability coverage. Access to disability...
The Employee Retirement Income Security Act (ERISA) protects the interests of millions of Americans nationwide. When it comes to disability payments through ERISA, some benefactors of this plan may be blindsided by having to repay insurance companies. This payment is...
When you apply for ERISA benefits, you know that you need to be approved and you feel that your case is straightforward. Then the case gets denied. Instead of assuming that’s the end -- as some people mistakenly do -- you know that the government understands that a...
Health savings account (HSAs) have several considerable advantages over employer welfare benefit plans. The government does not consider HSAs under the control of the Employee Retirement Income Security Act of 1974 (ERISA), yet it will be happy to do so if your...
The Employee Retirement Income Security Act (ERISA) is one of the most important protections for workers dependent on employer benefits. Many employers provide retirement and pension benefits governed by ERISA. Others offer disability insurance benefits. Quite a few...
When filing an ERISA claim, it is crucial to understand the time limits within which you need to act. Filing a successful claim is hard enough without ruining your chances on a timing technicality. Your insurance company has 30 days to respond to your initial claim....
As someone who is dealing with a disability, one of the options you may have is to claim short-term disability benefits. Unfortunately, many people who want to claim short-term disability benefits are denied unfairly. Short-term disability plans are normally provided...
Injuries resulting in at least a temporary disability are fairly common. It does not take that much trauma to make it so that you need assistance and/or cannot work for a short time, even when you are recovering. On the other hand, many conditions are chronic and...
Many people think that just because they don’t have a physically demanding job that they aren’t at risk of an injury. Unfortunately, that’s not correct. Even people who have seemingly safe jobs can still suffer an injury while they work. The knees, in particular, are...
If you need to claim disability benefits via the Employee Retirement Income Security Act (ERISA), you need to take care with social media. ERISA insurers use investigators to search for ways to deny claims. They could follow you around in person. Yet, that is...