Decades ago, The Employee Retirement Income Security Act of 1974 passed. Also known as ERISA, it set up some very important benefit options for people who had retirement and health plans. Companies can do more than ERISA demands, if they so choose, but the minimum...
A History Of Success In ERISA Claims Matters
Attorney Reagan Toledano
ERISA Disability Benefits
Why might you have to fight for your disability benefits?
Some individuals count on long-term disability policies to provide them with benefits if they are unable to work. Unfortunately, these are sometimes very difficult to obtain because they might be covered by the Employee Retirement Income Security Act of 1974. Not all...
3 necessary forms of evidence for your ERISA claim/appeal
The policies determining your long-term disability (LTD) benefits from your employer are regulated by federal ERISA (Employee Retirement Income Security Act) laws. Under this system, your applications for disability are assessed by your company’s insurance company....
What to know about the timeline of an ERISA disability claim
The Employee Retirement Income Security Act of 1974 (ERISA) also includes provisions for securing your disability benefits and sets guidelines as to how plan administrators must process your disability claims. While it undoubtedly is important for you to get your...
How do you get objective evidence of an invisible medical condition?
Some medical conditions are easy to spot. If you slipped a disc in your back or injured your hands, for example, there are tests that can show the damage to your body -- even when it’s largely internal. But what about invisible disabilities? No matter what your...
Mental illness and ERISA disability claims
Mental illnesses plague many New Orleans residents. These conditions can result in loss of the ability to maintain employment and other lasting consequences. When your employer provides you with ERISA coverage, it is reasonable to assume that filing an ERISA...
The importance of medical records for long-term disability claims
Our society has a strange obsession with the idea of people receiving unearned benefits, such as long-term disability payouts. Disability insurance protects those who developed medical conditions or suffer injuries that leave them with long-term consequences that...
Can you get disability benefits for Ehlers-Danlos Syndrome?
Ehlers-Danlos Syndrome (EDS) is one of those strange disorders that you’ve probably never heard of -- until you’re diagnosed with it. EDS is actually a group of genetic disorders that involve your body’s connective tissue. Since your connective tissue supports the...
Cameras, covert surveillance and dirty tricks by insurance investigators
Do you sometimes feel like someone might be watching you? If you’ve filed a claim for long-term disability benefits, your feelings might be right on the nose. Covert surveillance tactics by insurers have become pretty standard operating procedure as they seek to deny...
If your disability application is denied, get the right help
Living with a disability, whether you’ve had it for a long time or developed it recently, is difficult. It changes what you can and cannot do, and it may make it difficult for you to work. You may want to apply for short- or long-term disability benefits so that you...