It can be heartbreaking if you have your valid disability claim denied. Your life might be turned around, especially if that was your contingency plan. Since you are no longer in a condition to work, your financial security and overall well-being are at risk....
Trying to claim long-term disability benefits subject to Employee Retirement Income Security Act (ERISA) oversight isn't always easy. Your employer or their insurance company may try to push back against your benefit claim despite your legal rights. The more...
Separating fact from fiction seems harder than ever these days. It takes seconds to publish false information and spread it across the globe. Therefore, it is not surprising that when you need to file an ERISA disability claim, plenty of people will come up to you...
If you live with fibromyalgia, you know how disabling it can be. You may no longer be able to work, or you may struggle to get through the basic activities you have each day. The Social Security Administration doesn’t directly recognize fibromyalgia as a disability....
When you file an ERISA disability claim, insurers will demand a lot of evidence. Proving how a physical injury restricts you can be challenging enough. Establishing the effects of cognitive and psychological injuries can be even more difficult. However much evidence...
Most people don’t think about whether the benefits offered by their employer are governed by the Employee Retirement Income Security Act (ERISA) until they need them. This is particularly true for disability insurance. Short-term disability (STD) insurance falls...
Many of us in Louisiana and across the nation endure anxiety to some degree on a frequent basis. Whether you’re worried about a marital situation, fretting about your kids or being upset about the state of your household finances, anxiety can play a big role in your...
Most workers don't look very closely at the details of their employer-sponsored disability benefits when they start a new job. It is only after you have some kind of medical emergency that you really look into that ERISA disability coverage. Access to disability...
The Employee Retirement Income Security Act (ERISA) protects the interests of millions of Americans nationwide. When it comes to disability payments through ERISA, some benefactors of this plan may be blindsided by having to repay insurance companies. This payment is...
When you apply for ERISA benefits, you know that you need to be approved and you feel that your case is straightforward. Then the case gets denied. Instead of assuming that’s the end -- as some people mistakenly do -- you know that the government understands that a...