When a disability begins to impact your ability to work, it might be time to consider filing an ERISA disability claim. While you certainly have the right to file such a claim when you are covered by ERISA, it is vital to have your medical provider's support when you...
A History Of Success In ERISA Claims Matters
Attorney Reagan Toledano
ERISA Disability Benefits
How to find out what your doctor thinks when you’re filing for long-term disability
There are several common reasons that long-term disability applications get denied. Missing medical records and incomplete forms, for example, are big causes of denials. However, one of the most devastating reasons your disability can be denied is because your doctor...
Losing all or part of your vision can be devastating to your career
For most people, the ability to see helps us navigate nearly all aspects of our daily lives. Good vision enables us to drive cars, look after our families and perform well in the workplace. However, a newly developed visual impairment does often play a role in a...
Own-occupation policy vs any-occupation policy in ERISA disability claims
If you have an employer-provided disability plan that is subject to the Employee Retirement Income Security Act of 1974 (ERISA), you probably realize that you need to provide proof of your disability in order to access those benefits. You may not, however, realize how...
What is the basic process of an ERISA appeal?
The Employee Retirement Income Security Act, or ERISA, is a federal law governing insurance claims that are made through employer-sponsored benefit plans. If your rightful disability claim was wrongfully denied, you may have rights under ERISA. But what is the process...
Why workers with diabetes may need long-term disability
Most Americans work to support and provide for their families. Unfortunately, doing so can be challenging for those with Type 1 or Type 2 diabetes. That's because certain aspects of their condition can often keep them from performing their job for long periods,...
Why it’s vital to have an attorney help with a disability appeal right away
If an insurance company denies your disability claim, that isn’t the end of the road. Many people know you can appeal the decision in hopes of receiving a different outcome. What a lot of denied applicants don’t realize, however, is that the decisions they make during...
3 reasons why a benefits claim might be denied
It is an unfortunate reality that, when filing a benefits claim, you might end up receiving a denial letter. This can be frustrating – particularly if you were counting on that coverage to come through. Any plan covered by the federal law known as ERISA will at least...
Under ERISA, denied long-term disability claims can be appealed
The Employee Retirement Income Security Act (ERISA) gives you rights when you are denied benefits from an employer-sponsored benefit plan. Although it applies to a variety of benefits, an extremely common benefit to be denied is long-term disability insurance....
What evidence do I need to file a long-term disability claim?
When you can’t work due to a disability, you can rely on long-term disability insurance to help supplement your lost income. But before your insurance company approves your claim, they will want evidence that you meet their qualifications. The evidence needed can be...