It’s being called a “pink-collar” burnout crisis because it’s largely affecting caregiver occupations. Over the last few years, burnout has had a dramatic effect on teachers, nurses and child-care providers. However, burnout is also having an effect on other parts of...
Month: January 2023
You can get private LTD insurance to supplement your ERISA policy
You were able to get long-term disability (LTD) insurance at a very minimal cost through your employer. It’s one of those things you hope you’ll never need, but it would be good to have in case of a serious injury or illness since it reimburses you for a majority of...
Could being a woman lead to a disability claim denial?
There’s no question about it: Biases exist in health care, just like they do everywhere else. Unfortunately, biases in health care are often slanted along gender lines – and women patients are frequently the victims of medical “gaslighting.” What is medical...
What are the signs of a serious back injury?
It’s not always evident exactly how serious a back injury is. Some people can be in significant pain and then find out that they only have a pulled muscle. Others may think that the injury isn’t that serious, but actually have nerve damage or other complications. So...
Should you take a lump-sum payout on your disability?
You’ve always been the cautious type, so when you were injured, you knew that you had your long-term disability plan to fall back on. Unfortunately, your injuries turned out to be more serious than you expected – and the insurance company is offering you the...