A History Of Success In ERISA Claims Matters
Attorney Reagan Toledano

Challenging Denied New York Life Long-Term Disability Claims

When facing a denial from New York Life on your long-term disability claim, you are already dealing with health issues and are now confronted with financial uncertainty. As such, you need a skilled legal defender to take charge.

Since 2005, attorney Reagan Toledano has been fighting for clients’ rights in ERISA-governed long-term disability claims. With a deep legal understanding of New York Life’s tactics and a proven track record of legal success, Toledano Disability Law is well-positioned to advocate for you.

Reasons Behind New York Life Long-Term Disability Denials

Like many insurance companies, New York Life may deny valid claims for various reasons. Common issues include:

  • Misinterpretation of medical evidence
  • Overreliance on in-house medical reviewers
  • Failure to consider the full scope of your job duties
  • Improper application of policy terms

These denials can be challenged, but the process is complex and time-sensitive without proper legal knowledge.

What Next After Denial?

It is okay to be confused at first upon the terrible news of your claim’s denial. However, this is not the end of the road for you; you can take prompt action. In that case:

  • Do not panic or give up; many denied claims are approved on appeal.
  • Carefully read the denial letter to understand the reasons and your appeal rights.
  • Take note of the appeal deadline under ERISA laws.
  • Gather important documents like the denial letter, policy, medical records and communications.
  • Keep up with your medical treatment to build a solid record of your disability.
  • Confirm that your appeal is complete, as it is often your final chance to submit evidence.
  • Hire an experienced ERISA attorney to strengthen your appeal.

You should act quickly, as there are strict deadlines for filing an appeal. That is where nationwide legal representation becomes more invaluable.

A Denial Does Not Have To Be The End Of Your Claim

The sooner you act, the stronger your position can be. While Toledano Disability Law office is based in New Orleans, Louisiana, it serves clients nationwide. To discuss your claim with a trusted lawyer, call 877-281-4789 today.