Even though the Employee Retirement Income Security Act of 1974 (ERISA) primarily regulates private employers’ retirement plans, it also has provisions affecting other employee benefits, including any disability insurance plans. Therefore, employees covered by...
ERISA Disability
Why would your ERISA disability claim be denied?
Were you shocked to receive notice that your disability claim under the Employee Retirement Income Security Act (ERISA) was denied? Unfortunately, a great many others share your fate and have had their claims initially rejected by insurance providers. You can still...
Quick points regarding ERISA disability claims
The Employee Retirement Income Security Act is a vital piece of federal legislation. It provides protection for individuals participating in the majority of private-sector employee benefit plans, including disability insurance plans. If you're a resident of...
What workers are likely to have benefits governed by ERISA?
The Employee Retirement Income Security Act of 1974 (ERISA) is one of the most important federal laws for the protection of workers' benefits. ERISA creates a fiduciary duty for those administering certain employer-sponsored benefit programs. It protects the rights of...
Can you go on vacation when you’re on short- or long-term disability?
People often assume that if they’re using their short-term disability (STD) or long-term disability (LTD) insurance to be treated for and recover from an injury or illness, they aren’t allowed to go on vacation. That’s not necessarily true. There are some things you...
Do you qualify for disability benefits with a prosthetic limb?
Prosthetic limb technology has improved significantly over the years. There are now limbs that can be controlled with impulses from your brain. They’re very similar to biological limbs, providing an incredible amount of dexterity and strength. However, the event that...
How long do you have to file an ERISA claim?
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that establishes minimum standards for the majority of voluntarily established retirement and health plans. It also protects individuals who have been denied benefits under their employer's...
How ERISA can help those denied long-term disability benefits
The Employer Retirement Income Security Act of 1974 (ERISA) is an important statute for those with certain job benefits. Obviously, ERISA applies to pension and retirement benefits as the name implies. However, ERISA also governs certain other worker benefits provided...
The steps to take after your ERISA disability claim is denied
The Employee Retirement Income Security Act (ERISA) is a federal law that governs private sector employee benefits, including disability benefits. If you have been denied disability benefits under an ERISA-covered plan, you may feel frustrated and overwhelmed....
What to know when filing an ERISA claim?
Employees are covered by short and long-term disability benefits programs. And most employers use the Employee Retirement Income Security Act of 1974 (ERISA). This law includes plans that cover temporary or permanent disabilities caused by cancer, an injury or a...