Do you sometimes feel like someone might be watching you? If you’ve filed a claim for long-term disability benefits, your feelings might be right on the nose. Covert surveillance tactics by insurers have become pretty standard operating procedure as they seek to deny...
Month: February 2020
If your disability application is denied, get the right help
Living with a disability, whether you’ve had it for a long time or developed it recently, is difficult. It changes what you can and cannot do, and it may make it difficult for you to work. You may want to apply for short- or long-term disability benefits so that you...
ERISA disability claims: Tips for getting your doctor’s support
When a disability begins to impact your ability to work, it might be time to consider filing an ERISA disability claim. While you certainly have the right to file such a claim when you are covered by ERISA, it is vital to have your medical provider's support when you...
How to find out what your doctor thinks when you’re filing for long-term disability
There are several common reasons that long-term disability applications get denied. Missing medical records and incomplete forms, for example, are big causes of denials. However, one of the most devastating reasons your disability can be denied is because your doctor...
Losing all or part of your vision can be devastating to your career
For most people, the ability to see helps us navigate nearly all aspects of our daily lives. Good vision enables us to drive cars, look after our families and perform well in the workplace. However, a newly developed visual impairment does often play a role in a...
Own-occupation policy vs any-occupation policy in ERISA disability claims
If you have an employer-provided disability plan that is subject to the Employee Retirement Income Security Act of 1974 (ERISA), you probably realize that you need to provide proof of your disability in order to access those benefits. You may not, however, realize how...